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John purchased an Automobile Insurance policy thirty days ago with Acme Insurance Company; which if any of the following are reasons John can cancel the policy?
Sam has filed a property claim with his insurance company and they have asked Sam to provide them with a Sworn Proof of Loss. Select all of the following which may be included in a Sworn Proof of Loss.
Sally has suffered a total loss on her 2010 Ford Fusion. Her insurance company is required to pay Sally the cost to replace the totaled vehicle…
Insurance companies ____ permitted on a ‘best effort’ basis to match quality, color, or size in the replacement of ‘adjoining areas’ when settling property insurance claims.
An insurance policy which has a percentage hurricane deductible must compute the dollar amount of the deductible and display the deductible in exact dollar amounts. If Robby has a policy which covers his $300,000 Home and has a 2% hurricane deductible what exact dollar amount must appear on the Declarations Page?
Which of the following is true regarding personal lines property insurance hurricane deductibles?
Which of the following regarding Wind Mitigation and Wind Mitigation discounts are correct? (select as many as apply)
True or False? All property insurance policies issued in Florida must provide coverage for the peril of Sinkholes (statutory requirement).
Catastrophic Ground Cover Collapse is the geological activity resulting in ALL of the following EXCEPT?
Typical Fungi limits are _______ for each covered loss and ______ for the policy period.
In Florida the HO-6 Condo policy is required to have a minimum of _______ for the Additional Coverage of Loss Assessment.
Most basic property insurance policies state that direct losses will be settled based on the _______________ of the property at the time of the loss, but not more than the amount required to repair or replace (and subject, of course, to the dollar limit stated in the policy).
Keith has concluded a claim with his insurance company with binding mediation. He has been paid the amount agreed upon in the mediation and Keith has cashed the settlement check he received. He decided two days after the mediation and check deposit that he would like to rescind his agreement to settle the claim.
Insurance companies are required to provide copies of estimates relied upon in payment of a claim. Loss payments are required to be _______________.
Citizens Property Insurance Corporation is a ‘market of last resort’ for properties that are uninsurable in the voluntary market. There are however risk that are uninsurable by Citizens including… (select all that apply)
_______________ market is the standard market that most insurance policies are purchased in.
Surplus lines policies must be ‘exportable’ to be sold in Florida; which if any of the following are eligibility requirements of a surplus lines policy for export.
The Appraisal condition in a policy is used to resolve differences between the insured and insurance company when there is dispute as to the _____________ in a claim.